About 7 years ago, we lived in Joplin, MO for a couple years. My friend, Amy, still does. Although they lost everything, their family was fine, so we are thankful for that. But Amy has given me some insight into what you should know before disaster strikes.
It may not be a tornado in your area, but there is destructive weather everywhere and there is always the chance of fire.
When we visited last summer, we got to walk through our old duplex. It was on the edge of the tornado.
You just never know.
So, you have insurance. Great. But do you know what you actually have? You will have to be able to itemize. Amy's trick is a great one.
Go and take pictures of everything. Every room, every drawer.
I tried to be systematic. First, I snapped a general picture of the room. Partly so I'd know what room the details were for, and partly to get a shot of rugs, furniture, bedding, etc. The big stuff. I'll show you Chi's room.
Open each drawer and take a picture.
Then move on. I took snaps of the bookcase.
His big toys.
Then each cubby.
Go through the whole house. Every drawer in your kitchen. You don't need perfect pictures with every single item in it, but you need enough to jog your memory and be proof of what you had.
Once you get all these pictures taken, store them somewhere else! Put them on disc and stick them in a safe deposit box or even use cloud storage.
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